Insurance Commission: Auto Insurance in Louisiana to Undergo Changes

Donelon is also looking to expand the “no pay, no play” rule under the Omnibus Premium Reduction Act of 1997. This was the state’s initial attempt at curbing the steep cost of car insurance premiums, where an uninsured person in an accident cannot pursue damage claims. In addition, a person without Alexandria, LA auto insurance cannot take legal action.

However, Louisiana’s version of the “no pay, no play” rule is different. The uninsured has to shoulder the first $10,000 in accident expenses. Donelon wants the threshold up at $15,000.

http://www.harlaninsurance.com/industry-news/insurance-commission-auto-insurance-in-louisiana-to-undergo-changes/

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Accidents Happen, So You Better Get Auto Insurance from Alexandria, LA

It's not just drunk driving that people should worry about, though, as accidents due to speeding and distracted driving are also quite common. The latter is particularly notable given that even the most cautious drivers can unintentionally get themselves distracted by little things like texting, talking, or even occasional glances at the rear view mirror. In essence, everyone is just as likely to get into a car accident as reckless drivers, which is certainly enough reason to buy auto insurance in Alexandria, LA from reputable firms like Harlan Insurance.

http://www.harlaninsurance.com/info-article/accidents-happen-so-you-better-get-auto-insurance-from-alexandria-la/

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