Louisiana laws only require liability coverage, with an insurance limit of 15/30/25. All other types of coverage are optional, so if you want to save on Louisiana car insurance premium costs, check your driving habits and determine if the required liability coverage would be sufficient for you.
If you have a good driving record and regularly drive only to nearby places, you can probably be adequately covered by the minimum requirement. If you are not a particularly cautious driver, however, or if you regularly drive through congested roads and/or long distances, you may need a higher coverage.
http://www.harlaninsurance.com/info-article/determining-the-right-alexandria-la-auto-insurance-coverage-for-you/
If you have a good driving record and regularly drive only to nearby places, you can probably be adequately covered by the minimum requirement. If you are not a particularly cautious driver, however, or if you regularly drive through congested roads and/or long distances, you may need a higher coverage.
http://www.harlaninsurance.com/info-article/determining-the-right-alexandria-la-auto-insurance-coverage-for-you/
