Car accidents happen not just because of negligence but also adverse weather conditions. Reportedly, that was the cause of a deputy sheriff’s accident in St. Tammany Parish in Louisiana not long ago. As the report goes, unfavorable road conditions due to bad weather caused the deputy sheriff to hit a tree.
This goes to show that accidents can happen anywhere anytime, even to cautious and responsible drivers in Alexandria, LA. Once people get behind the wheel, they need to be aware of dangers on the road. However, even the most alert and prepared drivers cannot avoid accidents, which is why some acquire auto insurance in Alexandria, LA.
In the state, the minimum liability coverage for all drivers includes $15,000 for the injury or death of one person. That coverage applies to any individual involved in a one-person accident, similar to the incident involving the deputy sheriff. However,$15,000 covers only so much, especially if the driver's medical expenses exceed his coverage amount.
Drivers can also acquire car insurance aside from state-required minimum liability coverage. Optional car insurance plans include collision coverage that pays for vehicle repair and rental reimbursement coverage for rental vehicles. By acquiring insurance, drivers can better prepare for accidents before they occur.
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